Personal Banking

ATM / Debit Cards

The First National Bank offers customers the convenience of 24 hour access to their money at home or when traveling. All transactions are deducted directly from your account and listed in your monthly statement. The FNB debit card is accepted wherever you see the MasterCard logo.

Certificates of Deposit and IRA's

CDs at FNB come complete with competitive rates, flexible terms with a fixed rate for each term & automatic renewal at maturity. We offer compounding interest on our CDs. We also offer both traditional and Roth IRAs to meet your individual retirement needs. These offer tax benefits & penalty free withdrawals in specific cases.

View Certificate of Deposit and IRA rates and terms by clicking HERE.

Personal Savings Accounts

First National Bank offers a statement savings account with interest credited and compounded quarterly and 24 hour access to funds from anywhere in the world with an optional ATM card.

Personal Checking Accounts

	Regular Checking	Senior Checking _{(age 65 years or older)}	"NOW" Accounts
Personalized Checks:	Price Varies	Price Varies	Price Varies
Monthly Fee:	$6.00*	No Fee	$10.00*
Interest Bearing:	No	No	Yes**
Minimum Deposit To Open:	$100.00	$100.00	$1,000.00
Statements:	Monthly	Monthly	Monthly
Dormant Fee: After 1 Year Inactivity	$10.00/Month	$10.00/Month	$10.00/Month

Hero Checking

For enlisted, active duty and retired military and first responders

No monthly service charge
Free checks/internet banking/bill pay/electronic statements/medallion signature guarantee
Discount on Mortgage processing fee
Discount of Safe deposit box fees
Discount on Auto loan rates

*No Fee if balance does not drop below $500.00 at any time during the month. Depositors age 65 years and older will have no monthly charge regardless of lowest balance.

**Variable rate based on market conditions and subject to change daily will be posted in lobby. No interest will be paid if balance drops below $1000.00.